Having adequate life insurance often becomes expensive due to the lifestyle we lead and the habits that we have. Habits which reduce your life expectancy can really be a matter of concern while deciding your life insurance premium. Nevertheless, having a sufficient insurance cover that financially protects your loved ones in your absence is essential. To reduce the premium and …

As individuals age, they are more likely faced higher cost of healthcare – this can be daunting, particularly in the retirement years. As your own parents grow older, you need to ensure that if they encounter any sudden illness or ailment, they are treated in time. The best option in this scenario is buying health insurance for parents. But what …