It’s an economic nightmare out there, for everyone. If you’ve lost your job and the bills are piling up, you might be wondering how you can carry your family and still honor your financial commitments and payments. The best way forward requires careful planning so that you can get whatever money you have coming in to stretch as far as …

Financial freedom while in College may seem like a distant dream. Students have a reputation with empty pockets. In fact, it is not just empty, it’s on the negative – student loans are at an all-time high. Whereas College is a pathway to a job opportunity; sadly, it is also a pathway to the debt trap. So, is It possible …

Achieving financial freedom is one of the main concerns of recent graduates. As we are growing up, we hear that we must go to school and then get a job. However, we are never taught exactly how to be financially free. That is a major worry of many recent grads, especially because of student loan debts. According to Forbes, student …

As Discord provides free services to its customers without showing advertisement, one is surely curious to know that how it makes money. Discord is not selling its user data and it is also against advertisement. Discord was relying on its funding money till recently. Moreover, they are not planning to take money from users. But they are planning to get …

Transparency plays a significant role in the finance industry. In the financial sector, there is a strong connection between people and a wide range of small and large financial providers. Since they are connected in one economy, they must exist mutually, which is why transparency is essential. How Important is Transparency in the Finance Industry Social Media and Reviews With …

The Role of Physical Western Union Locations Introductions For over a century, Western Union has been one of the most efficient ways for people to send and receive money around the world. Today there are over 43,000 physical Western Store physical locations around the world. In addition to free-standing Western Union stores, there are Western Union physical locations inside supermarkets, …

Planning for an emergency is one of the smartest decisions that you can make in life. However, many people simply can’t set aside the money that they should, especially when they are living paycheck-to-paycheck. At some point in life, you may need to apply for a loan. How To Apply For Installment Loans Setting Aside Emergency Savings The best advice …

Credit cards with miles are a way of accumulating points that you earn with each purchase. For airlines, each purchase adds more miles and, with this, you can access benefits related to travel. These cards are ideal for those who seek to travel more through the accumulation of those points or air miles that can be exchanged for simple, round, …

Online shopping is the epitome of flexibility and convenience. Nowadays you can shop for anything at any time from anywhere. Need new furniture, clothes, or a new collar for your dog? With a few taps and clicks, these items will be on their way to your door! The ability to shop for almost anything in the digital world has been …

PSI-Pay is one of the leading digital wallet platforms in Europe, and it is gaining traction in other territories. The company originated in the United Kingdom, and they are one of the pioneers of introducing contactless payments with the aid of wearable technology. The company managed to market their products and services to the public successfully, and it resulted in …

Many people will tell you that insurers are billion dollar entities. Well, it is not actually far from the truth. But what these people forget is that insurers are actually making the lives of others a bit easier. Sure, it has become a necessity for some to obtain life insurance. However, you must be able to understand first why there …

All of us are familiar with international currency exchange rates to one degree or another, whether we’re forex traders or simply planning for a summer holiday abroad. However, you may not know that currency rates and monetary stability used to fluctuate wildly across the globe, thanks to a number of macroeconomic and geopolitical factors. This is one of the reasons …

“Failure to Plan Is Planning to Fail”. This phrase applies to many aspects of life, including taxes. Tax planning is an integral part of a holistic financial plan. In spite of this, it is an aspect that is commonly ignored. Individuals run helter-skelter only at the end of the financial year when their employers ask for Investment details. While a …

As a small business owner, you may have asked yourself: “What exactly is Debt Service Coverage Ratio? How will it impact on my loan application?” For the uninitiated or those who may be applying for a business loan for the first time, this term, Debt Service Coverage Ratio, may sound strange and unfamiliar. For others who are mostly fixated on …

Income tax is nothing but a certain percentage of the income that taxpayers pay to the government so that this money can be used for development projects and for the betterment of the public overall. The division of income tax into categories and sub-categories, based on the amount of income and the age of the taxpayer is known as the …

Money is something that can cause a great deal of stress for many people. If you are struggling to make ends meet or you simply want to improve your current financial situation then it can be hard to know how to go about doing this. There are many effective strategies to try so consider one or all of the following …

Tax credits are meant to help taxpayers to receive a rebate depending on eligibility. Mostly, they go to people who are not wealthy. Unfortunately, many people fail to enjoy this relief because they do not know whether they are entitled to it or not. Tax credits are applied based on different categories as we are going to see below. Reports …

Home renovation/Repair Loans via Banks: Obtaining Home Renovation/Repair Loans in order to fund your renovation expenses sounds attractive at first glance as it is a loan precisely geared towards serving that need. However, There are caveats to be considered before pursuing one. As such, banks are more likely to offer home renovation Loans to customers that have already existing home …

Home renovation/Repair Loans via Banks: Obtaining Home Renovation/Repair Loans in order to fund your renovation expenses sounds attractive at first glance as it is a loan precisely geared towards serving that need. However, There are caveats to be considered before pursuing one. As such, banks are more likely to offer home renovation Loans to customers that have already existing home …

From starting a company and equipping it to keeping it afloat, there are many reasons why you might need more money for your small business. Seeing as how your financing options are numerous, it is important to find the right solution to your problem. Keep in mind that traditional bank loans are no longer your only choice and check out …

Income tax, more often than not, hurts your purse dearly whether it’s your take-home remuneration or investment returns. Thus, it is essential that you choose tax saving investment options and for this purpose, equity-based investments are far better. This article deals with how you can use Unit-Linked Insurance Plans (ULIPs), an equity-related investment vehicle, in a clever way to get …

How to cope with sizeable cash flow problems One of the most important challenges encountered by a developing small business is the aspect of how to balance growth against profitability. Although there are distinct fundamental differences between profitability and cash flow, nearly everywhere the main practical constraint to the business growth is cash and this especially holds good for small …

The surge of global financial services has allowed the financial sector to grow to even greater prominence in the corporate world by serving core functional services needed by international organizations seeking to make meaningful investments and drive up profit. It has grown into a prestigious and competitive job role with little standing in the way of entry other than a …

Want to be an entrepreneur Advice with a difference? These five best practices are useful: Today, most people are working towards having a business of their own! There’s ample joy in giving shape to your dreams and starting the business you always wanted. There’s a sense of accomplishment when you become the entrepreneur that you dreamt of becoming. But entrepreneurship is …

Reports from IBEF show that the condition of the healthcare sector in India is under average. This is because a major section of our population is not aware of the medical facilities. Another reason for the acceleration of this problem is that the service providers feel the deficit in funds to meet the expenditure incurred to set up medical treatment …