It’s often thought that having a bad credit score keeps businesses from securing equipment loans, or any business loan. However, that is not the case in the current market. If you are a construction business owner who has spent more time building their business rather than fixing old credit mistakes, good news. You are not automatically locked out of the …

As the rising bond yields in the US cause panic in the global markets, foreign portfolio investors (FPI) have turned to sell their holdings. FPIs have pulled out a net Rs 881 crore from the Indian equity market in the first week of March. They have pulled out a net investment of Rs 5,595 crore from the debt segment, showed …

According to recent research, approximately 47 percent of Americans have credit card debt. What’s more, up to 40 percent of this population can barely pay more than the minimum amount. So, exactly how much is the average credit debt? Well, Experian reports that in 2019, the average credit card debt in the US was $6194. This was a spike from 2018 when Consumer …

The best term insurance covers the future of your family without any hassles. For such insurance plans, you have the option to pay premiums for a limited period, but the coverage is functional till the age of ninety-nine years. It takes into account every phase and stage of life that you and your family go through. The life insurance plans …

Initial public offerings boomed in 2020, more than doubling the number of companies that issued new public shares year over year. The 482 recent IPO’s listed on U.S. exchanges in 2020 were the highest in the past 20-years, eclipsing the prior high of 397 in 2000. Several stocks that made their shares public saw considerable increases in their stock price, …

If you are facing a lawsuit, chances are that your finances are dwindling. You probably are in a dilemma debating whether you should take a pre-settlement loan. Very often, plaintiffs (often in personal injury lawsuits) are faced with mounting bills and minimal income to financetheir legal fees, let alone their daily needs. While securing a loan at a bank can …

It’s an economic nightmare out there, for everyone. If you’ve lost your job and the bills are piling up, you might be wondering how you can carry your family and still honor your financial commitments and payments. The best way forward requires careful planning so that you can get whatever money you have coming in to stretch as far as …

Financial freedom while in College may seem like a distant dream. Students have a reputation with empty pockets. In fact, it is not just empty, it’s on the negative – student loans are at an all-time high. Whereas College is a pathway to a job opportunity; sadly, it is also a pathway to the debt trap. As an alternative to …

Achieving financial freedom is one of the main concerns of recent graduates. As we are growing up, we hear that we must go to school and then get a job. However, we are never taught exactly how to be financially free. That is a major worry of many recent grads, especially because of student loan debts. According to Forbes, student …

As Discord provides free services to its customers without showing advertisement, one is surely curious to know that how it makes money. Discord is not selling its user data and it is also against advertisement. Discord was relying on its funding money till recently. Moreover, they are not planning to take money from users. But they are planning to get …

Transparency plays a significant role in the finance industry. In the financial sector, there is a strong connection between people and a wide range of small and large financial providers. Since they are connected in one economy, they must exist mutually, which is why transparency is essential. How Important is Transparency in the Finance Industry Social Media and Reviews With …

The Role of Physical Western Union Locations Introductions For over a century, Western Union has been one of the most efficient ways for people to send and receive money around the world. Today there are over 43,000 physical Western Store physical locations around the world. In addition to free-standing Western Union stores, there are Western Union physical locations inside supermarkets, …

Planning for an emergency is one of the smartest decisions that you can make in life. However, many people simply can’t set aside the money that they should, especially when they are living paycheck-to-paycheck. At some point in life, you may need to apply for a loan. Apply for Personal loan Bangalore at the lowest rate of interest. Get loans …

Credit cards with miles are a way of accumulating points that you earn with each purchase. For airlines, each purchase adds more miles and, with this, you can access benefits related to travel. These cards are ideal for those who seek to travel more through the accumulation of those points or air miles that can be exchanged for simple, round, …

Online shopping is the epitome of flexibility and convenience. Nowadays you can shop for anything at any time from anywhere. Need new furniture, clothes, or a new collar for your dog? With a few taps and clicks, these items will be on their way to your door! The ability to shop for almost anything in the digital world has been …

PSI-Pay is one of the leading digital wallet platforms in Europe, and it is gaining traction in other territories. The company originated in the United Kingdom, and they are one of the pioneers of introducing contactless payments with the aid of wearable technology. The company managed to market their products and services to the public successfully, and it resulted in …

Many people will tell you that insurers are billion dollar entities. Well, it is not actually far from the truth. But what these people forget is that insurers are actually making the lives of others a bit easier. Sure, it has become a necessity for some to obtain life insurance. However, you must be able to understand first why there …

All of us are familiar with international currency exchange rates to one degree or another, whether we’re forex traders or simply planning for a summer holiday abroad. However, you may not know that currency rates and monetary stability used to fluctuate wildly across the globe, thanks to a number of macroeconomic and geopolitical factors. This is one of the reasons …

“Failure to Plan Is Planning to Fail”. This phrase applies to many aspects of life, including taxes. Tax planning is an integral part of a holistic financial plan. In spite of this, it is an aspect that is commonly ignored. Individuals run helter-skelter only at the end of the financial year when their employers ask for Investment details. While a …

As a small business owner, you may have asked yourself: “What exactly is Debt Service Coverage Ratio? How will it impact on my loan application?” For the uninitiated or those who may be applying for a business loan for the first time, this term, Debt Service Coverage Ratio, may sound strange and unfamiliar. For others who are mostly fixated on …

Income tax is nothing but a certain percentage of the income that taxpayers pay to the government so that this money can be used for development projects and for the betterment of the public overall. The division of income tax into categories and sub-categories, based on the amount of income and the age of the taxpayer is known as the …

Money is something that can cause a great deal of stress for many people. If you are struggling to make ends meet or you simply want to improve your current financial situation then it can be hard to know how to go about doing this. There are many effective strategies to try so consider one or all of the following …

Tax credits are meant to help taxpayers to receive a rebate depending on eligibility. Mostly, they go to people who are not wealthy. Unfortunately, many people fail to enjoy this relief because they do not know whether they are entitled to it or not. Tax credits are applied based on different categories as we are going to see below. Reports …

Home renovation/Repair Loans via Banks: Obtaining Home Renovation/Repair Loans in order to fund your renovation expenses sounds attractive at first glance as it is a loan precisely geared towards serving that need. However, There are caveats to be considered before pursuing one. As such, banks are more likely to offer home renovation Loans to customers that have already existing home …

Home renovation/Repair Loans via Banks: Obtaining Home Renovation/Repair Loans in order to fund your renovation expenses sounds attractive at first glance as it is a loan precisely geared towards serving that need. However, There are caveats to be considered before pursuing one. As such, banks are more likely to offer home renovation Loans to customers that have already existing home …