The recently increasing number of complaints about payday loans with more and more people seeking redress claims is worrying. The Financial Ombudsman Service (FOS) saw about 39,715 claims logged last year compared to the previous’ year figure of 17,256 claims. The number recorded with the FOS is likely lower since lenders receive and settle legitimate claims and only claims reaching …

Planning for an emergency is one of the smartest decisions that you can make in life. However, many people simply can’t set aside the money that they should, especially when they are living paycheck-to-paycheck. At some point in life, you may need to apply for a loan. How To Apply For Installment Loans Setting Aside Emergency Savings The best advice …

Are you thinking about getting a credit card? If so, it’s important that you understand how interest rates work. A credit card’s interest rate will determine how much a purchase will cost you over the course of a year. This will help you to better manage your finance by carefully budgeting for these charges. Plus, you’ll be able to make …

When you struggle with your finances there is a multitude of consequences one of which is struggling when applying for loans such as a mortgage on a home or a short term loan in case of a financial emergency. However, with a number of short term loans bad credit for those that do find themselves in a financial emergency, the …