Income tax, more often than not, hurts your purse dearly whether it’s your take-home remuneration or investment returns. Thus, it is essential that you choose tax saving investment options and for this purpose, equity-based investments are far better. This article deals with how you can use Unit-Linked Insurance Plans (ULIPs), an equity-related investment vehicle, in a clever way to get …

How to cope with sizeable cash flow problems One of the most important challenges encountered by a developing small business is the aspect of how to balance growth against profitability. Although there are distinct fundamental differences between profitability and cash flow, nearly everywhere the main practical constraint to the business growth is cash and this especially holds good for small …

The surge of global financial services has allowed the financial sector to grow to even greater prominence in the corporate world by serving core functional services needed by international organizations seeking to make meaningful investments and drive up profit. It has grown into a prestigious and competitive job role with little standing in the way of entry other than a …

Want to be an entrepreneur Advice with a difference? These five best practices are useful: Today, most people are working towards having a business of their own! There’s ample joy in giving shape to your dreams and starting the business you always wanted. There’s a sense of accomplishment when you become the entrepreneur that you dreamt of becoming. But entrepreneurship is …

Reports from IBEF show that the condition of the healthcare sector in India is under average. This is because a major section of our population is not aware of the medical facilities. Another reason for the acceleration of this problem is that the service providers feel the deficit in funds to meet the expenditure incurred to set up medical treatment …

You must have already come across several posts and job requirements for nominee directors. There are scores of companies in the country and abroad providing such services, but what is the actual responsibility of a nominee director? How much power do they have in your company? How can they help your business or hurt your business once you appoint them? …

HDFC ULIP Benefits and Reviews: HDFC is one of the largest companies in India which provide insurance services. It takes the 4th position in regard with the market share which is a decent 4.7 % (2015 – 16 financial year). HDFC was formed in the year 2000. HDFC Life is an insurance policyand plan provider which offers a large number …

What is Goods and Service Tax (GST) and How to calculate it: India had a taxation system with a 3-layer hierarchy which consists of central government, state government and regional municipal bodies. This triad was there for the collection of both direct and indirect taxes. However, on 29th March 2017, the Government of India passed GST Act to simplify this …

In these days getting a loan in a very quick way is very easy, you only have to provide the full details about yourself and get the cash in a very short time. The car title loans California is the biggest online lenders to provide the cash for emergency and fulfilling the requirements. You can easily apply for Auto Title …

5 Common Mistakes People Make When Investing in Real Estate: Are you looking to start investing in real estate? Would you like to finally achieve your dream of becoming a property guru? Well, if this describes your situation, then this is the perfect article for you. Everyone desires to achieve financial stability. The high returns available in real estate often …

A Handy Checklist on Making the Perfect Budget Plan: Being a millionaire takes time and control. The first thing you have to do is master your finance. You can jump start it by creating your monthly budget. Sound simple? Well, it sounds like but, no. Crafting a budget that really works for you is tricky so here’s a quick checklist …

Get Car Title Loans with Bad Credit Score: If you want to take a loan to fulfill the basic requirements and recover financial needs. Then, the loan is best option to fulfill basic requirements.  There are various loan lenders that are offer loan. The Car Title Loans Company offers online loan feature on the basis of the car title. If …

Requirements of Loan Land Purchase: Many people who want to live in their own home do not want to purchase an apartment or a home that’s ready-to-move-in a standalone building or in a society. They don’t want to live within the hustles and bustle of living in such housing arrangements and instead wish to construct a home customized to their …

The most important factor that is considered at the time of purchasing a car insurance plan is undoubtedly the insurance premium. It varies from one individual to another and is not the same from car to car. A different model or body type brings along a different rate of car insurance premium. There are various factors that influence the premium. …

6 Advantages of Having a Fixed Deposit Account: The first and foremost advantage of having a Fixed Deposit or FD account is that it provides higher interest rates as compared to standard savings accounts. An FD, a type of term deposit, locks an investment for a fixed period until maturity for which the investor receives regular interests. Not only do …

7 Ways You’re Wasting Your Money: It’s amazing how we complain about not having enough money. Yet, we’ve all in some form wasted money. We could be doing it now as we speak. If we just stop once in a while, we might be surprised at what we find. However, to save you some trouble, we’ve provided a list of …

Making Money with Cryptocurrencies – Understanding the Finer Points: These days, cryptocurrencies are making a big splash in the financial world. Bitcoin, in particular, is garnering a great deal of global attention. There is always some news or the other about how the world is moving towards embracing cryptocurrency and why you should join in on this venture. One of …

Retirement Plan Five Steps to a Safe Future: Retirement is a tricky thing, one day you feel good about it considering the fact that you will be relaxing, finally, and the other day you feel worried about your finances. But people who plan for their retirement beforehand may have little or nothing to worry about. Retirement planning is a continuous …

Documents needed when applying for a home loan: What are the documents needed to apply for the India bulls home loan? You must submit the following documents: Proof of identity: PAN, driving license, Voter ID card, proof of Aadhaar card income: Salaried applicant: The latest 3 months, salary slip for showing all deductions and Form 16 for the last three …

Be the term POS (point of sale) we refer to the capturing of customer payment info and other important data at any physical location where items and services are purchased and sold. We typically use a variety of devices including cash registers, computers, magnetic card readers, barcode scanners, or any combination of these for capturing a POS transaction. A POS …

Living a life of a single parent is difficult. Unlike in family, one should manage everything alone. Apart from raising the kids and their education. More related to daily living comes to your sole responsibility as of taking care of the bills, budget, and everything. This may be more complicated to single mothers. Struggling in this whirlwind of a myriad …

A Home Loan EMI can prove to be the biggest monthly expense of your budget. EMIs usually comprise 35% to 40% of in-hand salaries of people. With such large EMIs, only a small amount is left to invest further in any other financial requirements. To purchase a dream house and to keep the EMIs affordable, individuals prefer to opt long …

Mr. Aakash Awasthi who was a New Delhi resident and an engineer by profession had 10 years of work experience of serving in a leading chemical company. Off late, he realized that it is high time to think of living in his own dream home in the city. He had some savings of about Rs.15 lakh which he had accumulated …

A Home Loan top up can help you to incur additional expenditure like buying a car or going for a vacation. This can be very helpful since you need not go for Personal Loans or Car Loans, that come at high interest rates. The benefits of top-up loan are many; transfer your Home Loan Balance now. When you are already …

Whenever a new need or a dream emerges, all that you bother is to achieve it. When those needs or dreams need the power of money, one invariably has to apply for a personal loan as the savings are either too short or not there. Among the lenders that offer a personal loan, Bajaj Finserv often remains on the lip …