Business FinanceIs Standard Chartered Ultimate Credit Card Right Choice for You? By Adam Wilson 0 Credit CardCredit Card Standard Chartered Bank offers a wide range of card, to fulfill individuals requirements. The cards of a bank designed to deliver several value-added benefits. Through this card you can have reward points, free insurance cover, access to the airport lounge, access for fuel surcharge waiver, international travel benefits, cash back and more. As per the card name, they provide ultimate features for you.Credit CardLet’s find out their benefits, which gives you ultimate offer in standard chartered ultimate credit card of standard charteredWhen you book a ticket from MakeMyTrip site within 90 days of card issuance, then you will get Rs 10,000 cashbackOn every Rs 150 spent, can get 5 Reward PointsYou will get 5% cashback at duty-free storesIn 250 restaurant in India, you will get 25% instant discountComplimentary access to 20 and 150 premier golf courses in India and worldGet exclusive ultimate concierge servicesEnjoy membership to priority pass and complimentary access to more than 1,000 airport lounges worldwideWhat Are the Rest Facility in Your Ultimate Credit Card? When you have prepared your mind to have a standard chartered ultimate credit card, first of all, you have to check your age eligibility and documents. The applicant’s minimum age should be 21 years and maximum 65 years is necessary. For KYC documents, have to share with a bank, your Identity proof, Address proof and Income. In Identity PAN card, Aadhaar card, Voter ID, and Passport. For Address, Passport, Aadhaar or electricity bill. One recent passport size photograph also shares Income information to show paybacks capability.After that, your second step is, fill the form online. Just visit the Standard Chartered bank, select credit card, enter personal and occupational detail with documents and press Apply button for next step. It’s not mandatory to apply with only online, as per your comfortability visit the bank branch and fill physical application form along with self- attested documents. Then drop it to bank’s counter.Hence, after the submission of application, you are a bit curious to know when will you get your credit card and start doing whatever you want to do. Directly from your smartphone, download application tracker site and install it. Paste your application reference number and register mobile number, within a second you know application exact place.What Are the Rest Facility in Your Ultimate Credit Card? The rest facility is you can pay bills, check transaction report and also they provide support when you need which can be related to your credit card. You can call them on a customer care toll-free number, chat or either write an email. The executives are always at your service you just need to ping them, and they will provide the best service. When you have a credit card related issue, want to know offers, understand features of an ultimate credit card, share feedback or complaints, anything can solve with your one call.Online Payment MethodStandard Chartered credit card provides you standardized service, you can also, make all credit card payment through online service. Online payment is most comfortable and time-saving service. What you need to do is? Just link your credit card to same bank’s current account and use it fantastically to make payments. For online payments have to register your ID for Net Banking, Mobile Banking App, AutoPay, ATM or NEFT. You can pick one and use it as your unique ID and Password. Through online activated service, also can check your reward points, cash back and another facility which you have on your ultimate credit card.The Bank StatementMany of you don’t aware of it, why we need to check bank statement in every month or either in 6 months? The bank statement is a tracker of your credit card usage. You should check all the transactions through ATM mini statement, via online services or you can ask the bank to provide you report after every billing cycle has completed.With the maintenance of your bank statement, you can have a quality score in credit score or CIBIL score. You should know, if your bank report is not ok and not in a range of a 750, you cannot get a loan or a credit card with a satisfactory credit limit. That’s why always try to maintain your credit usage and expenses.